Value Based Wealth Terms of Use & Refund Policy

1. Terms

By accessing this website and purchasing products from Value Based Wealth and its related entities (hereafter VBW), you are agreeing to be bound by these Terms of Use and all applicable laws and regulations relating thereto.

IF YOU DO NOT AGREE WITH ANY OF THESE TERMS, YOU ARE PROHIBITED FROM AND INFORMED NOT TO USE OR ACCESS THIS SITE NOR TO PURCHASE ANY OF THE PRODUCTS MADE AVAILABLE TO THE PUBLIC BY VBW AND ITS RELATED ENTITIES.

2. Grant of License

Permission is granted to watch on-demand videos and temporarily download one copy of any downloadable material on the VBW website for personal, non-commercial private viewing only.

This permission is the grant of a license, not a transfer of title, and under this license you may not:

modify or copy the materials;

use or sell the materials for any commercial purpose, or for any public display (commercial or non-commercial);

attempt to decompile or reverse engineer any software contained on the VBW web site;

remove any copyright, trademark or other proprietary notations from the materials; or

transfer the materials to another person or 'mirror' the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and the License may be terminated by VBW at any time. Upon terminating your use of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer/Disclosures

The materials on the VBW website are provided 'as is' ‘where is’ and without representation or warranty. To be clear, VBW makes no warranties, expressed or implied about its training, products viability or the business opportunity and hereby disclaims and negates all warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, VBW does not warrant or make any representations concerning the accuracy, likely results, income ability or reliability of the use of the materials on its website or otherwise relating to such training, materials or on any sites linked to this site.

VALUE BASED WEALTH DOES NOT HOLD ITSELF OUT AS A POST SECONDARY SCHOOL AND PROVIDES NO EDUCATIONAL STATE CREDITS NOR ANY STATE AUTHORIZED DEGREES OR CERTIFICATES THAT COULD BE USED FOR POST SECONDARY SCHOOL BENEFITS OR ALTERNATIVES OF ANY KIND. MOREOVER THE SERVICES TRAINING AND PRODUCTS ARE NOT GUARANTEED TO MAKE YOU MONEY AND YOU CANNOT RELY TO THE CONTRARY.

THE USE OF THE TERM ‘SCHOOL’ THROUGHOUT THE TRAINING COURSES SHALL MEAN MERELY A TRAINING SCHOOL PROGRAM AND NOT A ‘SECONDARY SCHOOL’.

Value Based Wealth is not a financial advisor, securities broker-dealer or registered analyst. no information contained on the site is intended to operate as or perform services of a securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund.

This content is for general education only and does not constitute financial advice. Trading of securities, including stocks, options, futures and cryptocurrencies may not be suitable for everyone and involves risks. Value Based Wealth recommends users of the site to consult with their business advisor,licensed financial advisor, legal, tax and accounting advisors concerning any contemplated transactions.

Past performance is not indicative of future results. Results may vary and testimonials are not claimed to represent typical results. All testimonials are real. These results are meant as a showcase of what the best, most motivated and driven stock investors have done and should not be taken as average or typical results. You should perform your own due diligence and use your own best judgment prior to making any investment decision pertaining to your money. By virtue of visiting this site or interacting with any portion of this site, you agree that you’re fully responsible for the investments you make and any outcomes that may result.

By accessing the site you acknowledge the risks involved in trading securities, including stock, options, futures and cryptocurrency markets and acknowledge that you, the user, are solely responsible for any losses, financial or otherwise, as a result of using the site. the company cannot and does not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. Users are solely responsible for conducting their own investment research and executing investment decisions. Value Based Wealth in no way warrants the solvency, financial condition, or investment advisability of any of the securities mentioned on the site, including any links to any third-party or affiliate.

4. Limitations

In no event shall Value Based Wealth (VBW) be liable for any damages, including, but not limited to, loss of data, profits, or business interruption, arising from the use or inability to use the training materials and services provided on the VBW website, blogs, videos, or during conferences. This limitation applies even if VBW has been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitations may not apply to you. In such cases, our liability will be limited to the greatest extent permitted by law, as detailed in the Venue and Choice of Laws provision in Section 8.

5. Revisions and Errata

The materials appearing on the VBW website may include technical, typographical, or photographic errors. VBW does not warrant that any of the materials on its web site are accurate, complete, or current. VBW may make changes to the materials contained on its web site at any time without notice. VBW does not, however, make any commitment to update the materials. It is your responsibility to do on-going reviews of the Terms to maintain compliance.

6. Links

VBW has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by VBW of the site. Use of any such linked website is at the user's own risk.

7. Site Terms of Use Modifications

VBW may revise these Terms of Use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use and you will be responsible to make ongoing and regular review of these terms.

8. Governing Law

All matters relating to this website and its services shall be governed by and construed in accordance with the laws of the Republic of Indonesia. By accessing or using our services, users acknowledge and agree that any legal disputes, interpretations, or claims arising from this website will be exclusively subject to Indonesian legal jurisdiction. This agreement is bound by the principles of Indonesian civil law, with any potential conflicts to be resolved through the appropriate Indonesian court system in accordance with the prevailing legal frameworks and procedural guidelines established under Indonesian legislation. The parties mutually agree that the laws of the Republic of Indonesia shall take precedence in interpreting, enforcing, and resolving any matters connected with this website and its associated services.


Please kindly be aware that the Public Information Disclosure Law No. 14 of 2008 (Undang-Undang Keterbukaan Informasi Publik or UU KIP) applies to any information and documents provided to our organization. This law ensures transparency and public access to information across government and public institutions in Indonesia.

9. Relationship of Parties

It is understood by you that you are a Customer or Licensee only. VBW will not provide any fringe benefits, insurance, vacation or otherwise upon your becoming a member. Any and all of your family, staff employees and associates shall be bound to the same terms as you under this agreement.

10. Refund & Cancellation Policy

At Value Based Wealth, we are dedicated to providing valuable and high-quality educational content and resources in stock investing. As our services include immediate access to proprietary materials and digital content, all sales are final, and we do not offer refunds on any courses, products, or services purchased.

For monthly/yealy membership subscriptions, you may cancel your subscription at any time. However, please note that a 2-week notice period is required for cancellations. To cancel, you must notify us at least 2 weeks in advance of your next billing cycle to avoid further charges.

By completing your purchase, you acknowledge and agree that these terms are binding and that you will not be eligible for a refund. Please review these terms carefully before making a purchase.

11. Enforcement

In the event VBW must enforce any breach of these terms and conditions it will be entitled to recovery of a reasonable attorneys fees and Court costs associated with such recovery.

12. Consent

Upon purchasing a course from VBW, you consent to receive emails and SMS communications about content updates, promotions, and various other newsletters. You also consent to allowing your email address and phone number to be used in a "look-a-like" audience for Facebook advertising algorithms to find new prospective customers with similar likes and interests. By providing your contact information, you acknowledge and agree that VBW may utilize these details for targeted marketing purposes, including creating Facebook Lookalike Audiences to expand our customer reach and engagement.

LEGAL NOTICE

UPON REVIEW AND READING OF THESE TERMS YOU INDIVIDUALLY AND AS A MEMBER IN ANY CAPACITY WILL BE LEGALLY BOUND BY THE TERMS AND CONDITIONS HEREOF. YOU SHOULD SEEK YOUR OWN LEGAL COUNSEL BEFORE BECOMING A MEMBER OR PURCHASING ANY PRODUCT FROM VBW OR ITS RELATED ENTITIES.


Thank you for your business with VALUE BASED WEALTH.

Hendry Tanadi,

Managing Member.